Today's Refinance Rates
Rate News: Does the Federal Funds Rate Affect Mortgage Rates?


All lenders can deliver a 5.625% or 5.75% refinance rate; but how much will they charge you for that rate? How are you guaranteed that they will deliver the quoted rate and cost?

When shopping for rates the APR is the price! Click to check APR

The Free Way to Refinance -- Rates with No Points and No Broker Fees.
Today's conforming rate is 5.875% and our actual APR 5.872% is lower than the rate because we don't charge you anything and you get a Free Rebate instead.

Click to view Refinance Rates



Purchase Rates
Today's conforming purchase rate is 5.25% and the actual APR is 5.123% because we don't charge you anything and give you Up To $24,000 in Free Cash for your purchase. Click to view Purchase Rates

Guaranteed Rate Quotes
Any quote without a Guarantee is worthless. Shopping for lower rates is like shopping for new car prices. Try calling car dealerships and have them give you a quote.

How do you know that you can trust their quoted rate?
How does their guarantee work?
What guarantee do you have?

Click to view our Guarantee

Apply once and submit your loan package to any other lenders that you choose.

Click here to Request a Quote Now!



* Purchase offer is only for clients that use the Real Estate Brokering Services of Free Way RE. The Free Cash is based on the purchase price with the customary real estate sales commission paid to the Buyer's Broker. Loan amounts, programs, interest rates, credit, income, property, and other restrictions apply. Programs, rates and terms subject to change without notice.  Minimum payment rates are lower than actual interest rates. The APR and interest rate combination will vary according to your selected interest rate. Fixed rate loans and low refinance rates are also available. Home purchase and refinancing programs are available only in California. Licensed under the California Department of Real Estate. Broker license number 01250372.